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Toll Free Direct:  972-359-0341  Phil Martin Certified Mortgage Advisor Mobile: 972-768-5664

If you want to purchase a home, but you can’t because of a less than acceptable credit score, we are here to help. 

Low credit scores are generally the result of 1 or more of these 3 things:

1. Unfortunate “situations” such as divorce, illness or loss of income
2. Reporting errors by the creditors or the bureaus themselves
3. People just behaving poorly with credit as a matter of course

What I see day in and day out are clients who have low credit scores as a result of 1 or more of the issues that occurred 2, 3 or more years ago. Although they have been on time and responsible with all their credit for the past 12 or 24+ months, they have not received a score improvement for all their efforts.

“The System” tends to work against consumers once you get behind.  I call this being in the "Bad Credit Prison".   Unfortunately, changing your situation or behavior is just not enough in many situations. You must proactively pursue the removal of old credit items from the information vaults of the reporting bureaus.

To remove old credit items you have 2 options.

1. Do it yourself – if you have time, time, energy, energy, energy….
2. Trust your Credit Restoration to professionals with a proven track record and a mechanism that ensures that they are accountable to you. 

Well first, I strongly encourage you to call me right now or email and ask me to send you a FREE copy of your credit report.  If you're situation doesnt' allow for home purchase today, I will have a highly skilled and trained USCCRA representative contact you within 24 hours to discussion the Restoration of your credit.  

Second, seriously consider working with USCCRA. Not all credit repair works, because not all firms are reputable or experienced. USCCRA helps clients day in and day out.  I know, I've seen the results, which enable clients to purchase homes. Clients who just 3, 6 or 8 months ago had “Bad” credit are now homeowners.  Why not you?  Watch the video, then call me ASAP. 

Why do I recommend USCCRA Credit Restoration:

1. They get results
2. They are accountable to you. You are provided 24/7 web-based access to the status of the disputes on your credit report for “real-time” status all the time.
3. Higher credit scores pay for themselves. 

After reviewing the site, call or email me. I’d love to help you too.