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Tx Vet Land Board - Home Qualifications The Veterans Housing Assistance Program (VHAP) can be used to purchase single family attached and detached homes, townhomes, units of a condominium development or planned unit development, and two-to-four family units which were constructed at least five years prior to the closing date of the loan. The home must be located within the geographic limits of the state of Texas. Note: All new-construction housing must be ENERGY STAR® labeled and certified. Effective January 1, 2007, all new-construction homes financed through the Texas Veterans Housing Assistance Program (VHAP) must meet the U.S. Environmental Protection Agency's (EPA) new guidelines for ENERGY STAR® qualified homes. This includes completion of the Thermal Bypass Checklist, by a certified Home Energy Rating System (HERS) Rater, prior to wallboard being installed. The new guidelines, Thermal Bypass Checklist and applicability dates may be found at: The veteran is required to occupy the home within 60 days following the closing date of the loan. The home must remain the veteran's primary residence for a period of at least three years. In the event the veteran fails to comply with these requirements, the VLB may require the acceleration of all money due on the VLB loan or the escalation of the interest rate on the program loan to prevailing market rates. | |||||
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